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Watch out for the Devil in the Detail

Cape Town: Did you know that your client’s former business partner may have an insurance policy on their life which they may not be able to cancel? This scenario is a real threat that arises if a buy-and-sell arrangement does not fully address how to deal with a split between business partners, ...
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What keeps the LT Ombudsman awake at night? Part 2

Following on from Part 1. From the Long-term Ombud’s 2016 annual report: The Assessors and Adjudicators in the Long-term Ombud’s office were canvassed about the issues that currently fall into this category. Last week we discussed “Bad Bargains” and Complex Products” ...
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Finalists announced as the 2017 FIA Awards contenders hit the home stretch

      Lizelle van der Merwe, CEO Financial Intermediaries Association of Southern Africa                 Excitement is mounting as the financial services brands ‘in the running’ for the ...
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What keeps the Long Term Ombudsman awake at night? Part 1

From the Long-term Ombud’s 2016 annual report: The Assessors and Adjudicators in the Long-term Ombud’s office were canvassed about the issues that currently fall into this category. The following are some of the matters raised. Bad bargains These include products that do not provide ...
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Beneficiaries of underwritten life policies receive more than R13 billion in 2016

Life insurance companies honoured 99. 3% of claims against fully underwritten life policies in 2016 to a record value of R13. 1 billion, delivering much-needed financial support to beneficiaries following the loss of a loved one. Fully underwritten life policies are only issued if the policyholder ...
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Time value of money:

The idea that a rand today is worth more than a rand in the future, because the rand received today can earn interest up until the time the future rand is received.
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