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The search for higher ground

Sanlam’s i3 Summit takes a global view of opportunities amid uncertainty Johannesburg: ‘Finding higher ground’ was the theme of the fourth i3 Summit, hosted by Sanlam Investments and Glacier by Sanlam, taking place at the Sandton Convention Centre on 25 May 2017 and attended by ...
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Behavioural finance and your investments

How a new investment house is simplifying the traditional investment approach Behavioural finance seeks to combine behavioural and cognitive psychological theory with conventional economics and finance to provide explanations for why people make sometimes misguided financial decisions. So, what does ...
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How can I use a money market fund?

Money market funds have become synonymous with safe, secure and reliable investments, but are they right for you?   “Understanding how money market unit trusts work can help you use them effectively in your portfolio,” says Bekithemba Mafulela, business development manager at ...
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South Africa: the “wait-and-see” economy

Maarten Ackerman, Advisory Partner and Chief Economist, Citadel   Last week the International Monetary Fund upgraded their 2017 growth forecast for South Africa to 1%. Markets reacted with surprise given the spate of recent investment grade downgrades the country has faced, with Moody’s ...
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What keeps the LT Ombudsman awake at night? Part 2

Following on from Part 1. From the Long-term Ombud’s 2016 annual report: The Assessors and Adjudicators in the Long-term Ombud’s office were canvassed about the issues that currently fall into this category. Last week we discussed “Bad Bargains” and Complex Products” ...
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Co-payment:

Partial payment of the loss by the insured.
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