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PWC Report: The Africa Business Agenda


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From The Glossary »

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Net Level Premium:

This refers to a life insurance premium which remains constant throughout the duration of a policy. An individual may pay R1 000 per annum for 30 years for example. The effect is to load the premium in earlier years when the risk of death is lower and to pay a lower than needed premium in later years when the mortality risk is higher.
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