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A fallacy called FAIS Credits

FAIS Newsletter 22 from the FSB, published in December 2016, contains a very important section to assist the industry in understanding the “Credit” requirements. The following paragraph is printed in bold and highlighted: There are no “FAIS credits”. The credits referred to ...
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Illegal Incentives for selling insurance and financial services

Despite regular reminders, payments to advisers outside of what is legally permissible continue to make the news. This topic was covered in some detail in FAIS Newsletter 23, published in March 2017. Although the article refers specifically to motor dealerships, it contains information applicable to ...
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South Africa under pressure to enact FICA Bill before global body meets

Pressure is mounting on South Africa to enact the Financial Intelligence Centre Amendment Bill before the June 2017 meeting of the international Financial Action Task Force. The task force, which sets global standards for combating money laundering and terrorist financing, has already raised concerns ...
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Turning unclaimed benefits into windfalls

There’s an estimated R20bn in unclaimed benefits across 3. 5 million policy holders in South Africa. This massive sum represents both an obligation and an opportunity for financial services providers and advisers. Metropolitan recently took significant steps to disrupt this market by ...
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African innovation drives global insurance industry first for diabetes

Johannesburg: South Africa-based insurtech leader AllLife Group today announced a landmark agreement with Royal London, the UK’s largest mutual life, pensions and investment company. Leveraging AllLife’s pioneering technology platform, Royal London will transform life insurance for many ...
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From The Glossary »

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Insolvency Clause:

The clause that holds the reinsurer liable for his pro-rata share of any loss (or losses) assumed under the treaty, even though the direct company has become insolvent.
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