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Hemisphere Brokers

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FSP No.: 16711
Tel: 011-769-1081 & 082 253 3569
Fax: 0866-044-176
Address:
P O Box 1445
Northcliff
2115
Postbox:
54 Ontdekkers Road
Princess Crossing
Roodepoort
1724
Scope:
Gauteng.

We offer most financial services, addressing most aspects of your life and changing circumstances such as Life Cover, Disability Cover, Income Protection Plans, Investment Plans & Structuring (lump sums & monthly debit orders), Financial Planning, Estate Planning (including Wills, Trusts), Medical Aids & Medical Insurance, Personal & Business Short Term Insurance, Offshore Banking & Investments.

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From The Glossary »

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Risk Premium Reinsurance:

A method of life reinsurance which is comparable to term life insurance. The ceding company cedes a proportion of the mortality risk only and the annual reinsurance premium is determined in the same manner as renewal term insurance. The risk premium basis of life reinsurance is attractive to small life offices who might otherwise be prevented from writing the occasional very large life policy (that is large sum insured) because of the risk of early ...
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