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Press Room

Press Archive »

The anatomy of risk

Published: Tue, 30 May 17

Magda Stepanyan, The Risk Doctor Partnership It is clearly important for us to understand the nature of a risk properly if we are to manage it effectively. Many people only consider a limited number of risk characteristics, leading to a limited ability to manage risk. Effective risk management requires a deeper ...
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Stephane Rutili appointed Euler Hermes South Africa Country Manager

Published: Tue, 30 May 17

          Stephane Rutili, Country Manager Euler Hermes South Africa           JOHANNESBURG: Euler Hermes, the worldwide leader in trade credit insurance, has appointed Stephane Rutili as Country Manager for South Africa. ...
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Support Services for Internal Compliance Officers

Published: Tue, 30 May 17

The main business of Moonstone Compliance is to provide an outsourced compliance service to FSPs in terms of Sec 17 of the FAIS Act. In addition, we render support to internal COs from a variety of registered entities, both local and abroad. Many FSPs with internal compliance structures have fairly limited resources ...
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POPI is here: are you ready?

Published: Mon, 29 May 17

      Justin Keevy, Divisional Director Camargue Underwriting Managers (Pty) Ltd           Enacted on 26 November 2013, the Protection of Personal Information Act No. 4 of 2013 (POPIA or POPI) aims to bring South Africa in line with international ...
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Asbestos exclusion upheld in US

Published: Mon, 29 May 17

      Patrick Bracher, Director Norton Rose Fulbright South Africa Inc.   An exclusion for claims ‘arising out of asbestos’ was upheld by a US appeal court because it is unambiguous and therefore enforceable. The appeal court overturned a $36 million ...
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Winter in the Cape and the Rise of Insurtech

Published: Mon, 29 May 17

    Steve Symes, CEO Genasys Technologies       One of the principles of statistics and human rationale is that the past can be used as a predictor of future experiences. It is already almost the end of May, however we are still waiting for the start of the rainy ...
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Cybersecurity insurance – the missing link in business financial wellness

Published: Fri, 26 May 17

Information infrastructure departments around the world jumped into action on Friday 12 May to protect their businesses against the latest cyberattack, WannaCry. According to media reports, this Trojan ransomware infected over 200 000 computers in over 150 countries. The hackers took users’ files hostage and ...
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Digital transformation helping businesses to thrive

Published: Fri, 26 May 17

By John Tadman, Country Manager for Avanade South Africa   Digital transformation is no longer hype. Companies now realise that in order to keep up with their competitors, streamline their costs and improve their employees’ efficiency, digital transformation needs to be at the top of their agenda. ...
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FSB Appeal Board and powers of the Registrar to debar

Published: Fri, 26 May 17

The decision in the Hlumbane case by the Appeal Board of the FSB provides very interesting information about the Board’s powers in terms of decisions made by the Registrar of Financial Services Providers, particularly its discretionary powers. The appeal stems from a decision by the Registrar to debar the appellant ...
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The inadequacy of law in the digital age

Published: Thu, 25 May 17

By Jared Nickig, Director at Werksmans Attorneys   Technology is advancing much more quickly than most people anticipated even a decade ago. This begs the question as to whether or not our social, economic and political institutions and structures are equipped, or have developed sufficiently, to deal with ...
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Delphine Traoré Maïdou is Insurance CEO of the Year

Published: Thu, 25 May 17

Johannesburg: Delphine Traoré Maïdou, regional COO for Allianz in Africa, was announced as Insurance CEO of the Year at AfricaRe’s African Insurance Awards for her previous role as CEO of Allianz Global Corporate & Specialty (AGCS) Africa. Held in Kampala, Uganda on May 22 at the African Insurance ...
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Robots will be our partners rather than our overlords

Published: Wed, 24 May 17

By Anton van Heerden, Managing Director and Executive Vice-President, Africa & Middle East at Sage   This week (25 May) at BotCon in Cape Town, South African developers and enterprises will showcase some of the ways they’re putting the newest artificial intelligence (AI) technologies to work. ...
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Rouhani Wins the Election, Iran’s Economic Integration Will Continue

Published: Wed, 24 May 17

By Coface, the international trade credit insurance company   Iranian President Hassan Rouhani, who was running for a second term, has been re-elected in the first round of the 12th presidential election, with 57% of the votes (more than 23 million). His main rival, a 56-year-old ultra-conservative ...
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Cybercrime Insurance: What role do brokers play?

Published: Wed, 24 May 17

Johannesburg: As businesses modernise, they increasingly rely on digital technology to run their daily operations. This makes organisations more efficient but also opens up the business to the risks that come with cyber technology. What businesses need is adequate cover to protect against a cyber breach or related ...
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Pay Back the Money, for Back Pay

Published: Wed, 24 May 17

Lauren Salt, Senior Associate, and Dean Joffe, Candidate Attorney, Employment and Compensation Practice, Baker McKenzie’s Johannesburg office In the recent case of National Union of Metal Workers of South Africa obo Moses Fohlisa & 41 Others/Hendor Mining Supplies (A division of Marschalk Beleggings (Pty) ...
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Social media contracts a line of defence for executives

Published: Wed, 24 May 17

Johannesburg: As more and more executives in the c-suite embrace social media, reputational risks are likely to increase if proper contracts and policies are not in place, says Leon Ayo, CEO of executive search firm Odgers Berndtson Sub-Saharan Africa. Executives have cited reputation as one of their ...
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When bytes bite

Published: Tue, 23 May 17

The recent WannaCry ransomware attack made a lot of companies wanna cry. As such attacks become more frequent and gain scale, cyber insurance promises to be the next big blockbuster in the insurance industry. Safety net Recently, WannaCry, a ransomware program, infected more than 230,000 computers in 150 countries ...
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Ransomware made you Wannacry?

Published: Tue, 23 May 17

By Ethan Pitts, Trainee Underwriter Camargue Underwriting Managers (Pty) Ltd This month, the world at large woke up to a very scary reality – we are all vulnerable to ransomware and other cyber-attacks, either directly in our personal capacity or indirectly through the services to which we rely upon daily ...
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Exclusions for faulty workmanship & recalls rejected (US)

Published: Tue, 23 May 17

      Patrick Bracher, Director Norton Rose Fulbright South Africa Inc.   A Los Angeles court found the insurer liable for a damaged shipment of corn syrup, rejecting the defences that two exclusions for precautionary recalls and faulty workmanship resulting in ...
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Claim rejected for misrepresentation (US)

Published: Tue, 23 May 17

      Patrick Bracher, Director Norton Rose Fulbright South Africa Inc.   A Pennsylvania court held that the insurer was not liable because of misrepresentation for a portion of a $227 million settlement by a building owner arising from a building collapse that ...
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From The Glossary »

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Co-insurance (Life):

Co-insurance is an arrangement whereby two or more insurers share the insurance of a particular risk, each acting as a direct underwriter. This arrangement may be effected by each insurer issuing its own policy for its own proportion, or as is more often the case, by participating in a collective policy.
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