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From The Glossary »

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Policyholder:

The policyholder is the person in whose name the policy is registered. It may or may not be the same person as the one who stands to benefit from it. For example, one may take out a life policy and although you are the policyholder that policy will eventually be paid out to someone else. Most policies are payable to the policyholder but he or she has the right to make it payable to someone else.
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