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"Zero-Basing " or "Resetting" one's Insurance Program(s)

    Peter Olyott, CEO Indwe Risk Services       Why “Zero – Basing” an Insurance Program for any business should be undertaken every three to five years, depending on the size and complexity of the business. (Written from a South ...
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Use of WhatsApp violating data privacy laws without the consent of every address book contact? (Germany)

By Sven Jacobs (DE) and Thorben Schläfer Norton Rose Fulbright The use of WhatsApp without the declaration of consent from every person in the user’s address book directory is deemed to be inadmissible in a recent decision by the family law department of a German lower federal court ...
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TransUnion Launches New Transformative Digital Platform for the Auto Industry

Johannesburg: Buying a car has always been time-intensive. Visiting showrooms, filling out reams of paperwork, and waiting for responses from financiers, among other things. To help expedite this process, TransUnion is launching Digital Dealers Guide, a digital platform to change the way people buy, ...
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How to optimise your household contents insurance cover

The biggest challenge when buying household contents insurance is to accurately value your possessions. The trick lies in finding the balance between correctly covering yourself so that you’re not underinsured, and making sure you don’t overvalue your contents and end up paying higher premiums ...
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Protection for those taking a stand against wrongdoing in the workplace

By Johan Botes, Partner and Head of the Employment & Compensation Practice at Baker McKenzie in Johannesburg   The world needs employees who are willing to stand up and raise alarms about wrongdoing in the workplace, whether it is in providing proof of financial irregularity, bribery ...
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Efficient portfolio:

A portfolio is said to be efficient if for the expected return of that portfolio there is no other portfolio with lower risk (standard deviation of return) and for the risk involved in that portfolio there is no portfolio with a higher expected return.
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