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Financial Planning Institute Launches Financial Planning Week

The Big Drive 4 Financial Freedom   Johannesburg: The Financial Planning Institute (FPI) launched its Financial Planning Week, a Big Drive 4 Financial Freedom initiative, on Thursday, 21 September 2017. The initiative forms part of the International Organisation of Securities Commission ...
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Financial stress linked to risk of chronic disease

Financial woes don’t just affect your wallet and lifestyle – it also has a substantial negative effect on your physical health. And once this happens, it may have a further negative impact on your financial situation, creating a cycle that can repeat itself over and over again. This staggering ...
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Avoid overspending on funerals

Consumers who do not plan ahead for funerals could find themselves overspending in a last minute effort to give their loved ones a dignified send off. Lee Bromfield, CEO of FNB Life says losing a loved one is a traumatic experience that can have a devastating effect on your physical and emotional ...
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Policyholders and beneficiaries receive R458 billion in benefit payments from life insurers

Despite facing strong economic headwinds, South African life insurers honoured claims by policyholders and beneficiaries worth R458 billion in the year ended 30 June 2017. This represents a 9% increase in benefits paid when compared to the previous 12-month period. At the same time life insurers managed ...
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Do not stop paying instalments when claiming credit risk cover

            Judge Ron McLaren The Ombudsman for Long-Term Insurance                 Cape Town: Consumers who hold credit risk cover are responsible for paying the credit provider ...
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From The Glossary »

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Ultimate Net Loss:

Used in reinsurance treaties to refer to the ceding company’s loss which is reinsured by the treaty. It represents the sum or sums paid by an insurance company in settlement of all losses arising out of one event. It includes any litigation or other expenses incurred in connection therewith, but excludes any charge for the services of any salaried employee of the insurer in connection with the investigation of claims less all recoveries, whether ...
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