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The client’s right to know

Last week, we reported on the Phoshera judgment by the FSB Appeal Board where it concurred with the view of the FAIS Ombud that the rejection of a claim was warranted on the basis that the vehicle did not comply with the required terms and conditions of the prescribed roadworthiness of the National ...
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Too many eggs in one basket?

“Catch-22 is any paradoxical, circular reasoning that catches its victim in its illogic and serves those who have made the law. ” One of the options in the Merriam-Webster dictionary reads: “A situation presenting two equally undesirable alternatives. ” At times, these ...
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Use of WhatsApp violating data privacy laws without the consent of every address book contact? (Germany)

By Sven Jacobs (DE) and Thorben Schläfer Norton Rose Fulbright The use of WhatsApp without the declaration of consent from every person in the user’s address book directory is deemed to be inadmissible in a recent decision by the family law department of a German lower federal court ...
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Aggregation of claims for related transactions (UK)

    Patrick Bracher, Director Norton Rose Fulbright South Africa Inc.     Where a policy aggregated claims for ‘similar acts or omissions in a series of related matters or transactions’ the enquiry was whether there was a real connection ...
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Hannover Re expects its large loss budget to be exceeded

Hannover: The insurance industry currently finds itself faced with a number of severe natural catastrophe events, the losses from which cannot as yet be precisely quantified; they include Hurricanes Harvey and Irma. Hannover Re expects that its defined large loss budget of EUR 825 million will be able ...
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From The Glossary »

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Value Shares:

Typically, shares that trade at lower PE multiples than the market and/or at a discount to net asset value.
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