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Pharos Medical Plan

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Tel: (031) 267 5000
Fax: (031) 267 5169
Postbox:
P O Box 343
Westville
3630

Pharos members have enjoyed REAL value for money, benefit rich healthcare products since 1994.Pharos is committed to sustainable and innovative healthcare solutions. The Scheme is founded on the principles that MEDICAL AID IS FOR WHEN YOU ARE SICK and that MEMBERS SHOULD BE IN CONTROL OF THEIR HEALTH RAND.

For this reason Pharos dedicates a Registered Professional Nurse to every member to guide each member to be in complete control of their health and healthcare spending. The goal behind this innovative service differential is not to restrict access to care, but rather to positively assist members to access their benefits to their best health advantage. Pharos ensures you receive personalised attention from a clinical professional who understands your health needs.

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Yearly Premium:

The premium for a full year’s cover for the specified risk of occurrence. The term is used when calculating an additional premium in an endorsement for the unexpired period of the policy following a change in the nature or extent of the cover.
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