Experian South Africa combines the power of its comprehensive credit history database, scoring expertise and sophisticated software to deliver a truly holistic solution that will effectively target, acquire and manage the most profitable customer base. Since 1995, Experian has assisted many South African ... More Details »
TransUnion is a global leader in information management. TransUnion offers a diverse range of risk and fraud management solutions developed to deliver proven value to customers. We manage more data than any other risk information company in South Africa. We’re the only company that manages data on ... More Details »
The tendency for poorer risks (less-desirable insureds) to seek insurance, to continue insurance, or to select options of settlement that are favourable to them, to a greater extent than do good risks (more desirable insureds). See anti-selection and selection against.