Experian South Africa combines the power of its comprehensive credit history database, scoring expertise and sophisticated software to deliver a truly holistic solution that will effectively target, acquire and manage the most profitable customer base. Since 1995, Experian has assisted many South African ... More Details »
TransUnion is a global leader in information management. TransUnion offers a diverse range of risk and fraud management solutions developed to deliver proven value to customers. We manage more data than any other risk information company in South Africa. We’re the only company that manages data on ... More Details »
This refers to a life insurance premium which remains constant throughout the duration of a policy. An individual may pay R1 000 per annum for 30 years for example. The effect is to load the premium in earlier years when the risk of death is lower and to pay a lower than needed premium in later years when the mortality risk is higher.