Longevity in estate planningPublished: Tue, 08 Oct 19 Willie Fourie, Head of Estate and Trust advisory services at PSG Wealth
We often think of longevity when it comes to financial planning, but there is also something to be said for considering the longevity of your estate planning. A distinguishing feature of robust estate planning is that the structures and the ...
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The risk of a US bear market is higher than a year ago – PSG WealthPublished: Thu, 03 Oct 19 The current bull market reached its 10-year anniversary this June, making it the longest bull market run in modern history. Understandably, this makes investors nervous. Everyone remembers the mayhem of 2008 – and with the prices of shares at all-time highs, especially in the US, the fear of a recession is a ...
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Five key reasons not to DIY your investmentsPublished: Wed, 18 Sep 19 The rise of new technologies and fintech has made investing simpler, more transparent and cheaper than ever before, leading many to adopt a DIY-approach to their finances. So, in a world where investing is as easy as ordering take-out, what are the dangers of self-managing your investments, and why should you consider ...
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The risk of selling lowPublished: Wed, 11 Sep 19 The premise of investing is simple: buy low, sell high and, by doing so, earn an investment return. In practice, however, it’s far more difficult. How we’re wired as humans makes it hard for us to set aside our emotions as investors.
This applies both to buying when share prices are low due to ...
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Short-term insurance savvy goes the distancePublished: Wed, 11 Sep 19 Short-term insurance savvy goes the distance
In the spirit of Spring, here are some top tips for women to follow to refresh their short-term insurance cover, while staying both cost-effective and safe. Relook luxury and upgrade your outlook
It can be very expensive to specify items like cell phones, notebooks, ...
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Still hope for a New Dawn?Published: Tue, 03 Sep 19 With GDP up 3. 1% in the second quarter of 2019 (seasonally adjusted, annualised) and 0. 9% for the year to June 2019, the markets have responded positively. The rand appreciated by some 10 cents on publication of the data and bonds yields declined by about 10 basis points.
It is comforting to see that we ...
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How often should employers review their umbrella fund provider?Published: Tue, 03 Sep 19 The 2019 Sanlam Benchmark Survey found that one-third of employers using umbrella funds have never reviewed their provider, while less than half of respondents conducted a review of their provider every one to three years.
“Employers have a duty of care to ensure that they choose an umbrella fund that ...
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1Life launches 1Life VantagePublished: Thu, 22 Aug 19 1Life announced the launch of their new digital intermediary solution for life and investment financial advisors – 1Life Vantage - aimed at enabling financial advisers to provide superior financial planning, product advice and ongoing product service to customers for long-term insurance and investment products ...
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Introducing Our New Website!Published: Mon, 29 Jul 19 The Insurance Gateway® team is excited to share our new website with you. Given our strategic objectives for 2019 and the fact that our last website redesign was over five years ago, we decided on a much anticipated mid-year launch. za was founded in 2005 by the late Michael Stoker as an insurance and financial ...
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Are you cut out for investing in tough times?Published: Wed, 10 Jul 19 By Anet Ahern, CEO PSG Asset Management
Contrarian investors deliberately go against prevailing market trends. They buy when others are selling, and sell when others are buying. Why? This investment strategy is based on the belief that herd behaviour in the markets can result in mispriced shares – ...
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Four simple investment behaviours that can help you tame emotionsPublished: Tue, 09 Jul 19 By Marilize Lansdell, CEO, PSG Wealth
Market volatility often causes people to delay saving for fear of losing money. But the primary reason that people don’t have enough money saved, is simply because they don’t save enough! Therefore, you should rather focus on the factors under your control, instead ...
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Fear in SA bond market presents opportunities for investorsPublished: Mon, 01 Jul 19 Following the release of inflation data in May, the South African Reserve Bank indicated that there is room for interest rate cuts as the inflation rate circles 4. 5%. As a result, markets now expect interest rate cuts of close to 0. But if rate cuts are anticipated, why has the government bond curve steepened, with ...
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Comfort and the art of investingPublished: Thu, 27 Jun 19 By Anet Ahern, Chief Executive Officer at PSG Asset Management
“In investing, what is comfortable is rarely profitable. ” Robert Arnott
Investment markets are often rich with opportunity when sentiment is poor. This has been the case at several points of extreme exuberance over the past four decades ...
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PRESCRIBED ASSETS – THE BAD, NOT SO BAD AND THE GREATPublished: Wed, 26 Jun 19 The ANC’s 2019 manifesto refers to investigating prescribed assets, which are defined as the proportion of financial institutions’ resources that would be assigned to socially productive assets as a key priority. Janina Slawski, principal investment consultant at Alexander Forbes Investments, explains ...
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Tax free investments for your child’s futurePublished: Wed, 26 Jun 19 Jan van der Merwe, Head of Actuarial and Product, PSG Wealth
Ensuring there is money aside for the future of your children is an essential part of being a parent. Be it that you’d like to start saving for your child’s tertiary education or you would like a few years to get together a nest egg for your ...
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