BUDGET 2020: THE RIGHT INTENT, BUT THE CHALLENGE REMAINS DAUNTINGPublished: Thu, 27 Feb 20 BY ARTHUR KAMP, CHIEF ECONOMIST AT SANLAM INVESTMENTS
Budget 2020 is the best we could have hoped for in difficult circumstances. In essence, it aims to constrain consumption spending relative to capital expenditure, while recognising that persistent tax increases are counter-productive and constrain growth. Budget ...
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South Africa’s National Budget Speech 2020: A fiscal surprisePublished: Wed, 26 Feb 20 South Africa’s Minister of Finance, Mr Tito Mboweni delivered a surprising budget for 2020/21 before Parliament today by opting not to increase tax rates, highlighting the fact that in the current economic environment, substantial increases are likely to be ineffective. The focus of the budget over the last ...
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Hard choices for Budget 2020Published: Mon, 17 Feb 20 Citadel Portfolio Manager Mike van der Westhuizen believes a strong Budget will come down to simple action and hard choices taken now for the long-term benefit of the country.
17 February 2020: “The main thing to look at, given that the Moody’s is watching closely, is the need to rein in the ...
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Stock picking still safer than looking for catalystsPublished: Thu, 13 Feb 20 By Gustav Schulenburg, PSG Asset Management
Clients often ask us what the catalysts for outperformance will be. Sometimes this refers to outperformance of our funds, and other times to the South African economy as a whole.
The dictionary definition for a catalyst is ‘something that precipitates ...
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Coronavirus and its effects on international trade and insurancePublished: Thu, 13 Feb 20 The deadly novel coronavirus outbreak (2019-CoV) has resulted in passenger and cargo ships being quarantined around the world, partial and complete travel bans to parts of China and shipping and airlines being unable or unwilling to deliver cargo to the contractual destination.
Malcolm Hartwell, head of ...
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HOW TO MERGE YOUR FINANCES AS A COUPLE?Published: Mon, 10 Feb 20 By Nelisiwe Ndlovu, Certified Financial Planner at Alexander Forbes
There is never a good time to discuss finances with your partner, married or unmarried, and one key issue that needs to be discussed is whether you should merge your finances. Joining all your money matters can seem overwhelming at first, ...
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Cyber attackers’ home in on South African businessesPublished: Mon, 27 Jan 20 Ransomware industry flourishes in SA while business are largely unprepared for the business interruption and financial fallout of a breach
In a recent Carte Blanche episode, the investigative news programme revealed that South Africa had faced a number of major cyberattacks during 2019 – one of ...
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Five simple insights can make you a better investor in 2020Published: Wed, 18 Dec 19 As one year winds down and a new one begins, our thoughts typically turn to taking a well-deserved break. Traditionally we take stock of the past year, make New Year’s resolutions and start to focus on our goals and ambitions for the next year. Here are a few practical insights that can help you take charge ...
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Protecting your Identity this Holiday SeasonPublished: Wed, 04 Dec 19 The South African Insurance Association (SAIA) encourages consumers to consider taking extra care in protecting their identity this festive season. Criminal activity tends to increase considerably over the holiday season. It is also often a time for criminals to take advantage of consumers through several cybercriminal ...
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What is the difference between Black Friday and Cyber Monday?Published: Mon, 02 Dec 19
Cyber Monday originated in the US and is a marketing term used for the Monday after Thanksgiving. It was created by retailers to encourage people to shop online. The term was coined by Ellen Davis of the National Retail Federation and Scott Silverman, and has actually been around ...
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South Africa’s consumers are ‘Tapping and Scanning’ to pay, says FNBPublished: Mon, 11 Nov 19 FNB customers have made over R14 billion in ‘tap’ or contactless payments in the twelve months to June 2019, with continued month on month growth. This upward trend points to growing appetite for the convenience of contactless payments in South Africa’s consumer and business sectors.
The ...
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How to manage money as a familyPublished: Thu, 07 Nov 19 You share your life with your family. They celebrate your successes with you and are the go to people when you need a shoulder to lean on. In fact, most people’s financial affairs involve taking care of family, whether to cover school fees, save for a family holiday or to attain financial security as life-long ...
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