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Scope:
Eastern Cape, Free State, Gauteng, KwaZulu-Natal, Mpumalanga, North-West, Northern Cape, Northern Province, Western Cape.

Increasing expenditure by companies in educaton and training is demanding that management find ways to measure the return on investment in training.  But are there ways to measure ROI in training?

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From The Glossary »

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Adverse Selection:

The tendency for poorer risks (less-desirable insureds) to seek insurance, to continue insurance, or to select options of settlement that are favourable to them, to a greater extent than do good risks (more desirable insureds). See anti-selection and selection against.
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