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RCS - Repudiated Claim Services

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Repudiated Claim Services is an independent company that analyses claims in specific categories that have been repudiated prior to Death, Disability, Impairment, Critical Illness (Trauma) or after death.

We follow a holistically process whereby the evidence is gathered and a pre-analysis is done on the specific case. After a medical/contract analysis and a full understanding of such a case, a final decision will be made whether to pursue. As soon as a final decision has been reached, the client/Executor enter into a formal contract with the company, and by this stage the formal approach is concluded.

Every case will be conducted on its own merits and in terms of the evidence that is available. It is imperative that all parties realize the utmost importance of great ethics and the code of conduct. During this final stage it will be determined whether to proceed through the Ombudsman or a specific Legal channel. Once a decision is reached, it is final, and the process either continues or will be disregarded.

All claims need to be for a minimum of R 150 000 under a stand-alone cover. During the pre-analysis a non-refundable fixed Fee is charged depending on the size/substance of the claim.

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From The Glossary »


Insurable Interest Life Insurance:

A person who may legally insure the life of another person is said to have an insurable interest in the life of that other person. Every person has an unlimited insurable interest in his own life. The question of insurable interest is of primary importance in connection with designations of beneficiaries. A man has an insurable interest in the life of his wife as does a wife in that of her husband and, to a lesser extent, parents have an insurable ...
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