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Indwe Risk Services

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FSP No.: 26/10/3425
Tel: 0860 13 13 14
Pamodzi House
5 Willowbrook Close
Melrose North
Private Bag X7
Eastern Cape, Free State, Gauteng, KwaZulu-Natal, Mpumalanga, North-West, Northern Cape, Northern Province, Western Cape.
Welcome to Indwe Risk Services, South Africa’s largest empowered short-term insurance broker. With a National call centre and branches in all the Provinces, Indwe Risk Services is easily accessible to every South African.
We are committed to providing you with tailor-made risk solutions and personal insurance cover, whilst treating your individual needs as if they were our own. The highest levels of organisational expertise and professionalism mean a rewarding services experience for everyone who comes in contact with Indwe Risk Services.
We are proud of the uniquely South African spirit that infuses everything we do. Our in depth local knowledge backed by international expertise, together with our unwavering commitment to enduring relationships, adds up to true peace of mind for you.
Call us now on 0860 13 13 14 to talk to a broker, or visit our website at for contact details of the branch nearest to you.

Company Press Releases »

Icon Indwe adopts drone technology to take risk management to new heights
26 Aug 20 | Read More »
Financial services company, Indwe Risk Services (Indwe), has adopted risk management technology – and more specifically drone technology – to propel its propensity to identify and understand risk. RiskTech®, the latest risk management offering from Indwe, ...
Icon Indwe launches South Africa’s first car and home insurance advice app
18 Aug 20 | Read More »
Indwe Risk Services today announced the launch of BluPixl – the all-in-one car and home insurance app that lets consumers choose and manage insurance cover according to their needs. The app is powered by Indwe, one of South Africa’s largest independent insurance ...
Icon Business resilience: Learnings from the COVID-19 pandemic
17 Jun 20 | Read More »
It is safe to say, most of us were unprepared for the COVID-19 outbreak, and even more were unprepared for the mitigation measures taken to prevent the large-scale loss of lives. Infectious diseases are not new, as far as risks go - these risks have existed in ...
Icon Unlocking a new future for South Africa
04 May 20 | Read More »
Going back in history, there have been many defining moments for human beings over the centuries of our existence on planet Earth. In recent times we have survived The Great War, The Great Depression, World War II and The Great Recession. Now, we are facing The Great Infection, ...
Icon The importance of business continuity during the coronavirus shutdown
17 Mar 20 | Read More »
Johannesburg, 17 March 20: Following Sunday evening’s far-reaching presidential address, the reality of dealing with COVID-19 has finally hit home to South Africans. With the country going into a shutdown as travel bans are imposed, schools closed and large gatherings ...
Icon Insurance in the age of Airbnb
02 Sep 19 | Read More »
Johannesburg, Gauteng – Airbnb has arrived in South Africa in a big way. In fact, since its launch in 2008, the lodging marketplace has grown to more than 150 million users with listings in almost 200 countries. However, for locals looking to rent out their properties, ...
Icon Cyberattack: Eight ways to protect your business
13 Aug 18 | Read More »
By Indwe Risk Services  https://www. indwe. co. za   South Africa is the second-most targeted country in the world when it comes to cyberattacks, according to PwC’s Global Economic Crime and Fraud Survey 2018. A recent IBM study has also ...
Icon Keep your car in shape this winter
12 Jul 18 | Read More »
By Indwe Risk Services It’s cold, dark and – depending where you live in the country – possibly raining. This is winter in South Africa. To keep yourself warm you bundle up in layers of clothes and turn on your heater, but what do you do about your vehicle ...
Icon Give winter home insurance risks the cold shoulder
09 Jul 18 | Read More »
By Indwe Risk Services www. indwe. co. za   Many people love winter – you have roaring fires, hearty meals and an easy excuse to sleep in. For homeowners, however, winter brings a completely different set of risks to the warmer seasons. These risks can be ...
Icon Indwe advisors answer your frequently asked questions
15 Jun 18 | Read More »
By Indwe Risk Services https://www. indwe. co. za/   There are certain insurance-related questions that we are regularly asked by our clients. We’ve combined these into a blog and answered them below. If you still don’t find the answer to your query, ...
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From The Glossary »


Prospective Reserve:

A policy reserve computed as the excess of the present value of future benefits provided by the policy over the present value of future premium payments.
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