Ernst & Young is the world’s second largest global audit and business advisory firm providing services in assurance, corporate finance and tax, including audit, valuations, online security, business risk services and e-business acceleration.
Ernst & Young South Africa has an autonomous ... More Details »
PricewaterhouseCoopers (www. pwc. com) provides industry-focused assurance, tax and advisory services for public and private clients. More than 122 000 people in 144 countries connect their thinking, experience and solutions to build public trust and enhance value for clients and their stakeholders. ... More Details »
Reinsurance arrangements under which each risk to be reinsured is offered to and is accepted or rejected by the reinsurer. So-called facultative reinsurance arrangements are, therefore, only permissive and do not obligate the ceding company to cede or the reinsurer to accept.