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COVER Magazine

Cover Magazine is a high quality, informative journal for all sectors of the financial services industry: short and long-term insurance companies, reinsurers, all intermediaries including health care and employee benefit consultants, loss adjusters, risk managers, tax advisers and financial planners, ...
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From The Glossary »

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Non-participating Insurance:

Insurance by which policyholders do not share in any surplus earnings distributed by the insurer. No policy dividends are payable. The premium is based on an estimate of future costs and investment earnings very close to what the insurer believes most likely will occur, with a slight margin added for contingencies and profit.
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