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Hemisphere Brokers

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FSP No.: 16711
Tel: 011-769-1081 & 082 253 3569
Fax: 0866-044-176
Address:
P O Box 1445
Northcliff
2115
Postbox:
54 Ontdekkers Road
Princess Crossing
Roodepoort
1724
Scope:
Gauteng.

We offer most financial services, addressing most aspects of your life and changing circumstances such as Life Cover, Disability Cover, Income Protection Plans, Investment Plans & Structuring (lump sums & monthly debit orders), Financial Planning, Estate Planning (including Wills, Trusts), Medical Aids & Medical Insurance, Personal & Business Short Term Insurance, Offshore Banking & Investments.

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From The Glossary »

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Prospective Rating Plan:

The formula in an insurance or reinsurance contract for determining the reinsurance premium for a specified period on the basis, in whole or in part, of the loss experience of a prior period. See spread-loss reinsurance.
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