The purpose of the Short Term Insurance Ombudsman is to resolve disputes between members and insured consumers in an independent, impartial, cost-effective, efficient, informal and fair way. . More Details »
Claims resulting from accidents or occurrences which have taken place, but of which the insurer has not received notice or report of the loss. An estimate is made of the amount of these claims based on previous experience. Also referred to as losses incurred but not reported (IBNR's).